How To Apply For Medicare Insurance

In the United States, Medicare is a social insurance that is offered to all citizens above the age of sixty-five. It’s partially funded by the working population’s payroll taxes. Medicare insurance was enacted in 1965 by then-president Lyndon B. Johnson with former president Harry S. Truman became the program’s very first beneficiary. Those that want to apply for the program should be aware that only certain types of people will be eligible.

To apply for Medicare, one must be of a certain age. The insurance program was designed to provide elderly Americans with proper medical coverage. So to qualify, a person must be at least sixty-five years old. Younger applicants are approved on a case by case basis but must suffer from a disability or chronic disease. Certain other people may be eligible for their spouses.

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Seniors above the age of sixty-five should be aware that if they are lately received the Social Security, they can receive Medicare Part A at no cost. The same goes for citizens who are under sixty-five, they are eligible for Medicare Part A if they are disabled and have been a recipient of Social Security for at least twenty four months.

To start the long enrollment process, call the Social Security Administration’s hotline number, visit their website, or visit one of their local offices. Through these outlets, interested parties will be able to obtain a little more information regarding Medicare and the enrollment forms.

When you start your application process, you will need to have your birth certificate, social security card, and driver’s license handy. If the documents themselves aren’t available then notarized copies will suffice. You will also be required to show proof of your other health insurance if you have any.

Although Medicare is an extremely useful and necessary program, there are some areas that it doesn’t cover. Those who are eligible for the benefits of Medicare but are concerned about certain ailments not being covered should invest in Medigap insurance. This Medigap program is available to everyone who qualifies for Medicare and will cover any gaps in the coverage that may occur.

In conclusion, Medicare is a social provided insurance which is available to people who are over a certain age or who are already enrolled in Social Security benefits. The enrollment process is a lengthy one in which a number of validated identification documents will be required.